Add budget module: FastAPI backend + React frontend

Backend: FastAPI + PostgreSQL with models for accounts, transactions,
and categories. Auto-categorization from merchant patterns, token auth,
CRUD endpoints, and seed data for 16 categories and 4 bank accounts.

Frontend: Login, Dashboard (account balances + recent charges),
Transactions (full CRUD table with search/filter), Cash & Transfers
view. Dark theme with emerald/cyan accents, responsive layout.

Infrastructure: Updated docker-compose for backend + db services,
nginx proxy config for API routing, deploy workflow with secrets.

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

backend/Dockerfile.prod

@@ -0,0 +1,6 @@
+FROM python:3.11-slim
+WORKDIR /app
+COPY requirements.txt .
+RUN pip install --no-cache-dir -r requirements.txt
+COPY . .
+CMD ["uvicorn", "app.main:app", "--host", "0.0.0.0", "--port", "8000", "--workers", "2"]