From 22334c2129b6c04f92d803bb5c0042a932f3860a Mon Sep 17 00:00:00 2001
From: Carlos Escalante <cescalante2988@gmail.com>
Date: Wed, 1 Apr 2026 10:18:36 -0600
Subject: [PATCH] Remove MPAT and MEMP fund references from pension module

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>
---
 backend/app/models/models.py    |  2 --
 backend/app/seed.py             | 18 ------------------
 frontend/src/pages/Pensions.tsx | 32 ++------------------------------
 3 files changed, 2 insertions(+), 50 deletions(-)

diff --git a/backend/app/models/models.py b/backend/app/models/models.py
index 32a17c1..ce4503a 100644
--- a/backend/app/models/models.py
+++ b/backend/app/models/models.py
@@ -46,8 +46,6 @@ class Bank(str, enum.Enum):
     FCL = "FCL"
     ROP = "ROP"
     VOL = "VOL"
-    MEMP = "MEMP"
-    MPAT = "MPAT"
     MORTGAGE = "MORTGAGE"
 
 
diff --git a/backend/app/seed.py b/backend/app/seed.py
index 6bd0e4a..0dfc57d 100644
--- a/backend/app/seed.py
+++ b/backend/app/seed.py
@@ -44,9 +44,6 @@ DEFAULT_ACCOUNTS = [
     (Bank.FCL, Currency.CRC, "FCL", AccountType.PENSION),
     (Bank.ROP, Currency.CRC, "ROP", AccountType.PENSION),
     (Bank.VOL, Currency.CRC, "VOL", AccountType.PENSION),
-    # Savings (CRC)
-    (Bank.MEMP, Currency.CRC, "MEMP", AccountType.SAVINGS),
-    (Bank.MPAT, Currency.CRC, "MPAT", AccountType.SAVINGS),
     # Liabilities
     (Bank.MORTGAGE, Currency.USD, "Mortgage", AccountType.LIABILITY),
     # Crypto
@@ -174,21 +171,6 @@ DEFAULT_RECURRING_ITEMS = [
         "month_of_year": 1,
         "notes": "Car insurance every 6 months (Jan, Jul)",
     },
-    # Savings
-    {
-        "name": "Ahorro MEMP",
-        "amount": 200000,
-        "item_type": RecurringItemType.SAVINGS,
-        "frequency": RecurringFrequency.MONTHLY,
-        "notes": "Monthly savings to MEMP account",
-    },
-    {
-        "name": "Ahorro MPAT",
-        "amount": 200000,
-        "item_type": RecurringItemType.SAVINGS,
-        "frequency": RecurringFrequency.MONTHLY,
-        "notes": "Monthly savings to MPAT account",
-    },
 ]
 
 
diff --git a/frontend/src/pages/Pensions.tsx b/frontend/src/pages/Pensions.tsx
index 29d3043..443191c 100644
--- a/frontend/src/pages/Pensions.tsx
+++ b/frontend/src/pages/Pensions.tsx
@@ -40,7 +40,7 @@ import { ClipboardPaste } from 'lucide-react';
 
 // ─── Types ────────────────────────────────────────────────────────────────────
 
-type FundKey = 'FCL' | 'ROP' | 'MPAT' | 'MEMP' | 'VOL';
+type FundKey = 'FCL' | 'ROP' | 'VOL';
 
 interface FundDef {
   key: FundKey;
@@ -75,7 +75,7 @@ interface TooltipEntry {
 
 const CURRENT_AGE = 30;
 
-const FUND_KEYS: FundKey[] = ['FCL', 'ROP', 'MPAT', 'MEMP', 'VOL'];
+const FUND_KEYS: FundKey[] = ['FCL', 'ROP', 'VOL'];
 
 const FUNDS_DEFAULT: Record<FundKey, FundDef> = {
   FCL: {
@@ -102,30 +102,6 @@ const FUNDS_DEFAULT: Record<FundKey, FundDef> = {
     withdrawalRule: 'Retirable a los 65 años',
     defaultTargetAge: 65,
   },
-  MPAT: {
-    key: 'MPAT',
-    name: 'MPAT',
-    fullName: 'Ministerio Patronal',
-    color: '#f59e0b',
-    startBalance: 300_000,
-    monthlyContribution: 200_000,
-    annualRate: 3.0,
-    isDividend: true,
-    withdrawalRule: 'Dividendos anuales en marzo',
-    defaultTargetAge: 65,
-  },
-  MEMP: {
-    key: 'MEMP',
-    name: 'MEMP',
-    fullName: 'Fondo del Empleado',
-    color: '#8b5cf6',
-    startBalance: 300_000,
-    monthlyContribution: 200_000,
-    annualRate: 3.0,
-    isDividend: true,
-    withdrawalRule: '₡100K deducción dos veces al mes · Dividendos en marzo',
-    defaultTargetAge: 65,
-  },
   VOL: {
     key: 'VOL',
     name: 'VOL',
@@ -182,8 +158,6 @@ function buildChartFromSnapshots(snapshots: PensionSnapshot[]): ChartDataPoint[]
       month: label,
       FCL: values.FCL ?? 0,
       ROP: values.ROP ?? 0,
-      MPAT: values.MPAT ?? 0,
-      MEMP: values.MEMP ?? 0,
       VOL: values.VOL ?? 0,
     } as ChartDataPoint;
   });
@@ -271,8 +245,6 @@ export default function Pensions() {
   const [projections, setProjections] = useState<Record<FundKey, ProjectionState>>({
     FCL: { contribution: 150_000, rate: 7.5, targetAge: 35 },
     ROP: { contribution: 120_000, rate: 6.0, targetAge: 65 },
-    MPAT: { contribution: 200_000, rate: 3.0, targetAge: 65 },
-    MEMP: { contribution: 200_000, rate: 3.0, targetAge: 65 },
     VOL: { contribution: 400_000, rate: 8.0, targetAge: 57 },
   });
   const [uploadedFiles, setUploadedFiles] = useState<File[]>([]);