Add cumulative balance tracking with editable overrides

- New BalanceOverride table for manual balance adjustments per month
- Cumulative balance computation with cross-year carryover
- Three new columns: Acum. Anterior, Neto Mes, Balance Acum.
- Inline editing on Balance Acum. cell (pencil icon for overrides)
- Year navigation clamped to 2026–2030, fresh start at March 2026
- PUT/DELETE /budget/balance-override/{year}/{month} endpoints

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

backend/app/api/v1/endpoints/budget.py

@@ -1,3 +1,4 @@
+from datetime import datetime
 from typing import Optional
 
 from fastapi import APIRouter, Depends, HTTPException, Path, Query
@@ -7,13 +8,23 @@ from sqlmodel import Session, select
 from app.auth import get_current_user
 from app.db import get_session
 from app.models.models import (
+    BalanceOverride,
+    BalanceOverrideCreate,
+    BalanceOverrideRead,
     RecurringItem,
     RecurringItemCreate,
     RecurringItemRead,
     RecurringItemType,
     RecurringItemUpdate,
 )
-from app.services.budget_projection import compute_monthly_projection
+from app.services.budget_projection import (
+    FRESH_START_MONTH,
+    FRESH_START_YEAR,
+    MAX_YEAR,
+    MIN_YEAR,
+    compute_monthly_projection,
+    compute_yearly_projection_with_cumulative,
+)
 
 router = APIRouter(prefix="/budget", tags=["budget"])
 
@@ -97,6 +108,9 @@ class MonthlyProjectionResponse(BaseModel):
     uncovered_actual: float
     gran_total_egresos: float
     net_balance: float
+    carryover_balance: float = 0.0
+    cumulative_balance: float = 0.0
+    balance_overridden: bool = False
 
 
 class YearlyProjectionResponse(BaseModel):
@@ -114,14 +128,20 @@ def get_yearly_projection(
     session: Session = Depends(get_session),
     _user: str = Depends(get_current_user),
 ):
+    if year < MIN_YEAR or year > MAX_YEAR:
+        raise HTTPException(
+            status_code=400,
+            detail=f"Year must be between {MIN_YEAR} and {MAX_YEAR}",
+        )
+
+    months_data = compute_yearly_projection_with_cumulative(session, year)
     months = []
     annual_income = 0.0
     annual_expenses = 0.0
     annual_savings = 0.0
     annual_net = 0.0
 
-    for m in range(1, 13):
-        data = compute_monthly_projection(session, year, m)
+    for data in months_data:
         monthly = MonthlyProjectionResponse(
             month=data["month"],
             year=data["year"],
@@ -134,6 +154,9 @@ def get_yearly_projection(
             uncovered_actual=data["uncovered_actual"],
             gran_total_egresos=data["gran_total_egresos"],
             net_balance=data["net_balance"],
+            carryover_balance=data["carryover_balance"],
+            cumulative_balance=data["cumulative_balance"],
+            balance_overridden=data["balance_overridden"],
         )
         months.append(monthly)
         annual_income += data["projected_income"]
@@ -208,3 +231,63 @@ def get_monthly_detail(
         gran_total_egresos=data["gran_total_egresos"],
         net_balance=data["net_balance"],
     )
+
+
+# --- Balance Override CRUD ---
+
+
+@router.put(
+    "/balance-override/{year}/{month}",
+    response_model=BalanceOverrideRead,
+)
+def upsert_balance_override(
+    year: int,
+    month: int = Path(ge=1, le=12),
+    data: BalanceOverrideCreate = ...,
+    session: Session = Depends(get_session),
+    _user: str = Depends(get_current_user),
+):
+    if year < MIN_YEAR or year > MAX_YEAR:
+        raise HTTPException(400, f"Year must be between {MIN_YEAR} and {MAX_YEAR}")
+    if year == FRESH_START_YEAR and month < FRESH_START_MONTH:
+        raise HTTPException(400, f"Cannot override before {FRESH_START_YEAR}-{FRESH_START_MONTH:02d}")
+
+    existing = session.exec(
+        select(BalanceOverride).where(
+            BalanceOverride.year == year, BalanceOverride.month == month
+        )
+    ).first()
+
+    if existing:
+        existing.override_balance = data.override_balance
+        existing.updated_at = datetime.utcnow()
+        session.add(existing)
+        session.commit()
+        session.refresh(existing)
+        return existing
+
+    override = BalanceOverride(
+        year=year, month=month, override_balance=data.override_balance
+    )
+    session.add(override)
+    session.commit()
+    session.refresh(override)
+    return override
+
+
+@router.delete("/balance-override/{year}/{month}", status_code=204)
+def delete_balance_override(
+    year: int,
+    month: int = Path(ge=1, le=12),
+    session: Session = Depends(get_session),
+    _user: str = Depends(get_current_user),
+):
+    existing = session.exec(
+        select(BalanceOverride).where(
+            BalanceOverride.year == year, BalanceOverride.month == month
+        )
+    ).first()
+    if not existing:
+        raise HTTPException(404, "No override found for this month")
+    session.delete(existing)
+    session.commit()

backend/app/models/models.py

@@ -333,3 +333,28 @@ class PensionSnapshot(PensionSnapshotBase, table=True):
 class PensionSnapshotRead(PensionSnapshotBase):
     id: int
     created_at: datetime
+
+
+# --- Balance Override ---
+
+
+class BalanceOverride(SQLModel, table=True):
+    __table_args__ = (UniqueConstraint("year", "month"),)
+    id: Optional[int] = Field(default=None, primary_key=True)
+    year: int
+    month: int
+    override_balance: float
+    created_at: datetime = Field(default_factory=datetime.utcnow)
+    updated_at: datetime = Field(default_factory=datetime.utcnow)
+
+
+class BalanceOverrideCreate(SQLModel):
+    override_balance: float
+
+
+class BalanceOverrideRead(SQLModel):
+    id: int
+    year: int
+    month: int
+    override_balance: float
+    updated_at: datetime

backend/app/services/budget_projection.py

@@ -4,6 +4,7 @@ from datetime import datetime
 from sqlmodel import Session, func, select
 
 from app.models.models import (
+    BalanceOverride,
     RecurringFrequency,
     RecurringItem,
     RecurringItemType,
@@ -12,6 +13,12 @@ from app.models.models import (
     TransactionType,
 )
 
+MIN_YEAR = 2026
+MAX_YEAR = 2030
+# Fresh start: months before this are zeroed out
+FRESH_START_YEAR = 2026
+FRESH_START_MONTH = 3
+
 
 def get_effective_amount(item: RecurringItem, month: int, year: int) -> float | None:
     """Return the effective amount for a recurring item in a given month, or None if inactive."""
@@ -255,3 +262,80 @@ def compute_monthly_projection(
         "savings_items": savings_items,
         "actuals_by_source": list(actuals_by_source.values()),
     }
+
+
+def _get_december_cumulative(session: Session, year: int) -> float:
+    """Get the cumulative balance for December of a given year."""
+    # Check for an override first
+    override = session.exec(
+        select(BalanceOverride).where(
+            BalanceOverride.year == year, BalanceOverride.month == 12
+        )
+    ).first()
+    if override:
+        return override.override_balance
+
+    # Compute the full year to get December's cumulative
+    overrides = session.exec(
+        select(BalanceOverride).where(BalanceOverride.year == year)
+    ).all()
+    override_map = {o.month: o.override_balance for o in overrides}
+
+    cumulative = 0.0
+    if year > FRESH_START_YEAR:
+        cumulative = _get_december_cumulative(session, year - 1)
+
+    for m in range(1, 13):
+        if year == FRESH_START_YEAR and m < FRESH_START_MONTH:
+            continue
+        data = compute_monthly_projection(session, year, m)
+        cumulative += data["net_balance"]
+        if m in override_map:
+            cumulative = override_map[m]
+
+    return cumulative
+
+
+def compute_yearly_projection_with_cumulative(
+    session: Session, year: int
+) -> list[dict]:
+    """Compute all 12 months with cumulative balance tracking."""
+    overrides = session.exec(
+        select(BalanceOverride).where(BalanceOverride.year == year)
+    ).all()
+    override_map = {o.month: o.override_balance for o in overrides}
+
+    # Determine January carryover
+    if year <= FRESH_START_YEAR:
+        carryover = 0.0
+    else:
+        carryover = _get_december_cumulative(session, year - 1)
+
+    months = []
+    for m in range(1, 13):
+        data = compute_monthly_projection(session, year, m)
+
+        is_before_fresh_start = (
+            year == FRESH_START_YEAR and m < FRESH_START_MONTH
+        )
+
+        if is_before_fresh_start:
+            data["carryover_balance"] = 0.0
+            data["cumulative_balance"] = 0.0
+            data["balance_overridden"] = False
+        else:
+            data["carryover_balance"] = carryover
+            cumulative = carryover + data["net_balance"]
+
+            if m in override_map:
+                cumulative = override_map[m]
+                data["balance_overridden"] = True
+            else:
+                data["balance_overridden"] = False
+
+            data["cumulative_balance"] = cumulative
+            carryover = cumulative
+
+        months.append(data)
+
+    return months

frontend/src/api.ts

@@ -186,6 +186,9 @@ export interface MonthlyProjection {
   uncovered_actual: number;
   gran_total_egresos: number;
   net_balance: number;
+  carryover_balance: number;
+  cumulative_balance: number;
+  balance_overridden: boolean;
 }
 
 export interface YearlyProjection {
@@ -225,6 +228,10 @@ export const getYearlyProjection = (year: number) =>
   api.get<YearlyProjection>(`/budget/projection/${year}`);
 export const getMonthlyDetail = (year: number, month: number) =>
   api.get<MonthlyDetail>(`/budget/month/${year}/${month}`);
+export const upsertBalanceOverride = (year: number, month: number, override_balance: number) =>
+  api.put(`/budget/balance-override/${year}/${month}`, { override_balance });
+export const deleteBalanceOverride = (year: number, month: number) =>
+  api.delete(`/budget/balance-override/${year}/${month}`);
 
 // --- Salarios ---
 

frontend/src/components/budget/YearlyOverview.tsx

@@ -1,6 +1,10 @@
+import { useState, useRef, useEffect } from 'react';
+import { Pencil } from 'lucide-react';
+
 import { type MonthlyProjection } from '@/api';
 import { formatAmount } from '@/lib/format';
 import { cn } from '@/lib/utils';
+import { Input } from '@/components/ui/input';
 import {
   Table,
   TableBody,
@@ -15,19 +19,65 @@ const MONTH_NAMES = [
   'Jul', 'Ago', 'Sep', 'Oct', 'Nov', 'Dic',
 ];
 
+const FRESH_START_YEAR = 2026;
+const FRESH_START_MONTH = 3;
+
 interface YearlyOverviewProps {
   months: MonthlyProjection[];
   selectedMonth: number;
+  year: number;
   onSelectMonth: (month: number) => void;
+  onSaveOverride: (month: number, value: number) => Promise<void>;
+  onClearOverride: (month: number) => Promise<void>;
 }
 
 export default function YearlyOverview({
   months,
   selectedMonth,
+  year,
   onSelectMonth,
+  onSaveOverride,
+  onClearOverride,
 }: YearlyOverviewProps) {
   const currentMonth = new Date().getMonth() + 1;
   const currentYear = new Date().getFullYear();
+  const [editingMonth, setEditingMonth] = useState<number | null>(null);
+  const [editValue, setEditValue] = useState('');
+  const inputRef = useRef<HTMLInputElement>(null);
+
+  useEffect(() => {
+    if (editingMonth !== null && inputRef.current) {
+      inputRef.current.focus();
+      inputRef.current.select();
+    }
+  }, [editingMonth]);
+
+  const handleStartEdit = (m: MonthlyProjection) => {
+    setEditingMonth(m.month);
+    setEditValue(String(Math.round(m.cumulative_balance)));
+  };
+
+  const handleSave = async () => {
+    if (editingMonth === null) return;
+    const trimmed = editValue.trim();
+    if (trimmed === '') {
+      await onClearOverride(editingMonth);
+    } else {
+      const num = parseFloat(trimmed);
+      if (!isNaN(num)) {
+        await onSaveOverride(editingMonth, num);
+      }
+    }
+    setEditingMonth(null);
+  };
+
+  const handleKeyDown = (e: React.KeyboardEvent) => {
+    if (e.key === 'Enter') {
+      handleSave();
+    } else if (e.key === 'Escape') {
+      setEditingMonth(null);
+    }
+  };
 
   return (
     <div className="overflow-x-auto">
@@ -40,13 +90,19 @@ export default function YearlyOverview({
             <TableHead className="text-right">Otros Gastos</TableHead>
             <TableHead className="text-right">Gran Total</TableHead>
             <TableHead className="text-right">Ahorro</TableHead>
-            <TableHead className="text-right">Balance</TableHead>
+            <TableHead className="text-right">Acum. Anterior</TableHead>
+            <TableHead className="text-right">Neto Mes</TableHead>
+            <TableHead className="text-right">Balance Acum.</TableHead>
           </TableRow>
         </TableHeader>
         <TableBody>
           {months.map((m) => {
             const isSelected = m.month === selectedMonth;
             const isCurrent = m.month === currentMonth && m.year === currentYear;
+            const isBeforeFreshStart =
+              year === FRESH_START_YEAR && m.month < FRESH_START_MONTH;
+            const isEditing = editingMonth === m.month;
+
             return (
               <TableRow
                 key={m.month}
@@ -54,6 +110,7 @@ export default function YearlyOverview({
                   'cursor-pointer transition-colors',
                   isSelected && 'bg-accent',
                   isCurrent && !isSelected && 'bg-accent/40',
+                  isBeforeFreshStart && 'opacity-40',
                 )}
                 onClick={() => onSelectMonth(m.month)}
               >
@@ -78,6 +135,22 @@ export default function YearlyOverview({
                 <TableCell className="text-right font-mono text-sm text-muted-foreground">
                   {formatAmount(m.projected_savings, 'CRC')}
                 </TableCell>
+                <TableCell
+                  className={cn(
+                    'text-right font-mono text-sm',
+                    m.carryover_balance >= 0
+                      ? 'text-muted-foreground'
+                      : 'text-destructive',
+                  )}
+                >
+                  {isBeforeFreshStart
+                    ? '—'
+                    : <>
+                        {m.carryover_balance >= 0 ? '+' : ''}
+                        {formatAmount(m.carryover_balance, 'CRC')}
+                      </>
+                  }
+                </TableCell>
                 <TableCell
                   className={cn(
                     'text-right font-mono text-sm font-semibold',
@@ -87,6 +160,44 @@ export default function YearlyOverview({
                   {m.net_balance >= 0 ? '+' : ''}
                   {formatAmount(m.net_balance, 'CRC')}
                 </TableCell>
+                <TableCell
+                  className="text-right font-mono text-sm font-semibold p-0 pr-2"
+                  onClick={(e) => {
+                    if (isBeforeFreshStart) return;
+                    e.stopPropagation();
+                    if (!isEditing) handleStartEdit(m);
+                  }}
+                >
+                  {isBeforeFreshStart ? (
+                    <span className="px-2">—</span>
+                  ) : isEditing ? (
+                    <Input
+                      ref={inputRef}
+                      type="number"
+                      value={editValue}
+                      onChange={(e) => setEditValue(e.target.value)}
+                      onBlur={handleSave}
+                      onKeyDown={handleKeyDown}
+                      className="h-7 w-36 text-right font-mono text-sm ml-auto"
+                      onClick={(e) => e.stopPropagation()}
+                    />
+                  ) : (
+                    <span
+                      className={cn(
+                        'inline-flex items-center gap-1 px-2 py-0.5 rounded cursor-pointer hover:bg-muted/50',
+                        m.cumulative_balance >= 0
+                          ? 'text-primary'
+                          : 'text-destructive',
+                      )}
+                    >
+                      {m.balance_overridden && (
+                        <Pencil className="w-3 h-3 text-amber-500 shrink-0" />
+                      )}
+                      {m.cumulative_balance >= 0 ? '+' : ''}
+                      {formatAmount(m.cumulative_balance, 'CRC')}
+                    </span>
+                  )}
+                </TableCell>
               </TableRow>
             );
           })}

frontend/src/hooks/useBudget.ts

@@ -11,6 +11,8 @@ import {
   createRecurringItem,
   updateRecurringItem as apiUpdateItem,
   deleteRecurringItem as apiDeleteItem,
+  upsertBalanceOverride,
+  deleteBalanceOverride,
 } from '@/api';
 
 export function useBudget(initialYear: number) {
@@ -71,6 +73,16 @@ export function useBudget(initialYear: number) {
     await Promise.all([fetchProjection(), fetchMonthDetail(), fetchRecurringItems()]);
   };
 
+  const saveBalanceOverride = async (overrideYear: number, month: number, value: number) => {
+    await upsertBalanceOverride(overrideYear, month, value);
+    await fetchProjection();
+  };
+
+  const clearBalanceOverride = async (overrideYear: number, month: number) => {
+    await deleteBalanceOverride(overrideYear, month);
+    await fetchProjection();
+  };
+
   return {
     year,
     setYear,
@@ -84,6 +96,8 @@ export function useBudget(initialYear: number) {
     addItem,
     updateItem,
     deleteItem,
+    saveBalanceOverride,
+    clearBalanceOverride,
     refresh: () => Promise.all([fetchProjection(), fetchMonthDetail(), fetchRecurringItems()]),
   };
 }

frontend/src/pages/Budget.tsx

@@ -18,8 +18,11 @@ const MONTH_NAMES = [
   'Julio', 'Agosto', 'Septiembre', 'Octubre', 'Noviembre', 'Diciembre',
 ];
 
+const MIN_YEAR = 2026;
+const MAX_YEAR = 2030;
+
 export default function Budget() {
-  const currentYear = new Date().getFullYear();
+  const currentYear = Math.max(MIN_YEAR, new Date().getFullYear());
   const {
     year,
     setYear,
@@ -33,6 +36,8 @@ export default function Budget() {
     addItem,
     updateItem,
     deleteItem,
+    saveBalanceOverride,
+    clearBalanceOverride,
     refresh,
   } = useBudget(currentYear);
 
@@ -81,11 +86,11 @@ export default function Budget() {
           <h1 className="text-2xl font-bold tracking-tight">Presupuesto</h1>
         </div>
         <div className="flex items-center gap-1">
-          <Button variant="outline" size="icon" onClick={() => setYear(year - 1)}>
+          <Button variant="outline" size="icon" disabled={year <= MIN_YEAR} onClick={() => setYear(year - 1)}>
             <ChevronLeft className="w-4 h-4" />
           </Button>
           <span className="w-16 text-center font-semibold tabular-nums">{year}</span>
-          <Button variant="outline" size="icon" onClick={() => setYear(year + 1)}>
+          <Button variant="outline" size="icon" disabled={year >= MAX_YEAR} onClick={() => setYear(year + 1)}>
             <ChevronRight className="w-4 h-4" />
           </Button>
         </div>
@@ -194,10 +199,17 @@ export default function Budget() {
                     <YearlyOverview
                       months={projection.months}
                       selectedMonth={selectedMonth}
+                      year={year}
                       onSelectMonth={(m) => {
                         setSelectedMonth(m);
                         setSubTab('detail');
                       }}
+                      onSaveOverride={async (month, value) => {
+                        await saveBalanceOverride(year, month, value);
+                      }}
+                      onClearOverride={async (month) => {
+                        await clearBalanceOverride(year, month);
+                      }}
                     />
                   </CardContent>
                 </Card>