Add pension PDF upload, parsing, and fund summary API

Backend: parse BAC pension statement PDFs (VOL, ROP, FCL) via
pdftotext, store snapshots with duplicate detection, reject
credit card statements. Endpoints: POST /upload, GET /snapshots,
GET /fund-summary.

Frontend: wire up drag-and-drop upload, load real balances and
rendimientos from API, show upload results with error/duplicate
feedback.

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

backend/Dockerfile

@@ -1,5 +1,6 @@
 FROM python:3.11-slim
 WORKDIR /app
+RUN apt-get update && apt-get install -y --no-install-recommends poppler-utils && rm -rf /var/lib/apt/lists/*
 COPY requirements.txt .
 RUN pip install --no-cache-dir -r requirements.txt
 COPY . .

backend/Dockerfile.prod

@@ -1,5 +1,6 @@
 FROM python:3.11-slim
 WORKDIR /app
+RUN apt-get update && apt-get install -y --no-install-recommends poppler-utils && rm -rf /var/lib/apt/lists/*
 COPY requirements.txt .
 RUN pip install --no-cache-dir -r requirements.txt
 COPY . .

backend/app/api/v1/endpoints/pensions.py

@@ -0,0 +1,121 @@
+from fastapi import APIRouter, Depends, UploadFile
+from pydantic import BaseModel
+from sqlmodel import Session, select
+
+from app.auth import get_current_user
+from app.db import get_session
+from app.models.models import Bank, PensionSnapshot, PensionSnapshotRead
+from app.services.pension_pdf import parse_pension_pdf
+
+router = APIRouter(prefix="/pensions", tags=["pensions"])
+
+
+class PensionUploadResult(BaseModel):
+    imported: int
+    duplicates: int
+    errors: list[str]
+    snapshots: list[PensionSnapshotRead]
+
+
+@router.post("/upload", response_model=PensionUploadResult)
+async def upload_pension_pdfs(
+    files: list[UploadFile],
+    session: Session = Depends(get_session),
+    _user: str = Depends(get_current_user),
+):
+    imported = 0
+    duplicates = 0
+    errors: list[str] = []
+    created: list[PensionSnapshot] = []
+
+    for file in files:
+        filename = file.filename or "unknown.pdf"
+        try:
+            pdf_bytes = await file.read()
+            fund_snapshots = parse_pension_pdf(pdf_bytes, filename)
+        except ValueError as e:
+            errors.append(str(e))
+            continue
+        except Exception as e:
+            errors.append(f"{filename}: {e}")
+            continue
+
+        for snap in fund_snapshots:
+            existing = session.exec(
+                select(PensionSnapshot).where(
+                    PensionSnapshot.fund == Bank(snap.fund),
+                    PensionSnapshot.period_start == snap.period_start,
+                    PensionSnapshot.period_end == snap.period_end,
+                )
+            ).first()
+            if existing:
+                duplicates += 1
+                continue
+
+            row = PensionSnapshot(
+                fund=Bank(snap.fund),
+                contract_number=snap.contract_number,
+                period_start=snap.period_start,
+                period_end=snap.period_end,
+                saldo_anterior=snap.saldo_anterior,
+                aportes=snap.aportes,
+                rendimientos=snap.rendimientos,
+                retiros=snap.retiros,
+                traslados=snap.traslados,
+                comision=snap.comision,
+                correccion=snap.correccion,
+                bonificacion=snap.bonificacion,
+                saldo_final=snap.saldo_final,
+                source_filename=filename,
+            )
+            session.add(row)
+            created.append(row)
+            imported += 1
+
+    if imported > 0:
+        session.commit()
+        for row in created:
+            session.refresh(row)
+
+    return PensionUploadResult(
+        imported=imported,
+        duplicates=duplicates,
+        errors=errors,
+        snapshots=[PensionSnapshotRead.model_validate(r) for r in created],
+    )
+
+
+@router.get("/snapshots", response_model=list[PensionSnapshotRead])
+def get_snapshots(
+    session: Session = Depends(get_session),
+    _user: str = Depends(get_current_user),
+):
+    rows = session.exec(
+        select(PensionSnapshot).order_by(
+            PensionSnapshot.period_end.desc(),  # type: ignore[union-attr]
+            PensionSnapshot.fund,
+        )
+    ).all()
+    return rows
+
+
+@router.get("/fund-summary", response_model=list[PensionSnapshotRead])
+def get_fund_summary(
+    session: Session = Depends(get_session),
+    _user: str = Depends(get_current_user),
+):
+    """Return the latest snapshot per fund (by most recent period_end)."""
+    all_rows = session.exec(
+        select(PensionSnapshot).order_by(
+            PensionSnapshot.period_end.desc(),  # type: ignore[union-attr]
+        )
+    ).all()
+
+    seen: set[str] = set()
+    latest: list[PensionSnapshot] = []
+    for row in all_rows:
+        if row.fund.value not in seen:
+            seen.add(row.fund.value)
+            latest.append(row)
+
+    return latest

backend/app/api/v1/router.py

@@ -9,6 +9,7 @@ from app.api.v1.endpoints import (
     exchange_rate,
     import_transactions,
     notifications,
+    pensions,
     salarios,
     settings,
     tokens,
@@ -28,3 +29,4 @@ api_router.include_router(settings.router)
 api_router.include_router(budget.router)
 api_router.include_router(notifications.router)
 api_router.include_router(salarios.router)
+api_router.include_router(pensions.router)

backend/app/models/models.py

@@ -1,8 +1,8 @@
 import enum
-from datetime import datetime
+from datetime import date, datetime
 from typing import Optional
 
-from sqlalchemy import JSON, Column
+from sqlalchemy import JSON, Column, UniqueConstraint
 from sqlmodel import Field, Relationship, SQLModel
 
 
@@ -300,3 +300,36 @@ class PushSubscription(SQLModel, table=True):
 class PushSubscriptionCreate(SQLModel):
     endpoint: str
     keys: dict  # {"p256dh": "...", "auth": "..."}
+
+
+# --- Pension Snapshot ---
+
+
+class PensionSnapshotBase(SQLModel):
+    fund: Bank
+    contract_number: str
+    period_start: date
+    period_end: date
+    saldo_anterior: float
+    aportes: float
+    rendimientos: float
+    retiros: float
+    traslados: float
+    comision: float
+    correccion: float
+    bonificacion: float
+    saldo_final: float
+    source_filename: str
+
+
+class PensionSnapshot(PensionSnapshotBase, table=True):
+    __table_args__ = (
+        UniqueConstraint("fund", "period_start", "period_end"),
+    )
+    id: Optional[int] = Field(default=None, primary_key=True)
+    created_at: datetime = Field(default_factory=datetime.utcnow)
+
+
+class PensionSnapshotRead(PensionSnapshotBase):
+    id: int
+    created_at: datetime

backend/app/services/pension_pdf.py

@@ -0,0 +1,225 @@
+"""Parse BAC San José Pensiones PDF statements into structured fund snapshots."""
+
+import re
+import shutil
+import subprocess
+import tempfile
+from dataclasses import dataclass
+from datetime import date
+
+
+@dataclass
+class FundSnapshot:
+    fund: str  # "ROP", "FCL", or "VOL"
+    contract_number: str
+    period_start: date
+    period_end: date
+    saldo_anterior: float
+    aportes: float
+    rendimientos: float
+    retiros: float
+    traslados: float
+    comision: float
+    correccion: float
+    bonificacion: float
+    saldo_final: float
+
+
+def _find_pdftotext() -> str:
+    """Find pdftotext binary, checking common install paths."""
+    import os
+
+    cmd = shutil.which("pdftotext")
+    if cmd:
+        return cmd
+    for path in ["/opt/homebrew/bin/pdftotext", "/usr/bin/pdftotext", "/usr/local/bin/pdftotext"]:
+        if os.path.isfile(path):
+            return path
+    raise FileNotFoundError("pdftotext not found — install poppler-utils")
+
+
+def extract_text(pdf_bytes: bytes) -> str:
+    pdftotext_bin = _find_pdftotext()
+    with tempfile.NamedTemporaryFile(suffix=".pdf") as f:
+        f.write(pdf_bytes)
+        f.flush()
+        result = subprocess.run(
+            [pdftotext_bin, "-layout", f.name, "-"],
+            capture_output=True,
+            text=True,
+            timeout=30,
+        )
+        if result.returncode != 0:
+            raise ValueError(f"pdftotext failed: {result.stderr.strip()}")
+        return result.stdout
+
+
+def detect_type(text: str) -> str:
+    """Return 'VOL', 'ROP_FCL', or 'UNKNOWN'."""
+    if any(kw in text for kw in ("MARCA DE TARJETA", "ESTADO DE CUENTA", "PAGO MÍNIMO")):
+        return "CREDIT_CARD"
+    if "FONDO C VOLUNTARIO" in text:
+        return "VOL"
+    if "RÉGIMEN OBLIGATORIO" in text or ("ROP" in text and "FCL" in text):
+        return "ROP_FCL"
+    return "UNKNOWN"
+
+
+def _parse_amount(s: str) -> float:
+    """Parse '17,819,176.79' or '-12,693.13' into float."""
+    cleaned = s.replace(",", "")
+    return float(cleaned)
+
+
+def _find_amounts(line: str) -> list[float]:
+    """Extract all ¢-prefixed amounts from a line."""
+    return [_parse_amount(m) for m in re.findall(r"¢\s*(-?[\d,]+\.\d{2})", line)]
+
+
+def _parse_period(text: str) -> tuple[date, date]:
+    m = re.search(r"DEL\s+(\d{2}/\d{2}/\d{4})\s+AL\s+(\d{2}/\d{2}/\d{4})", text)
+    if not m:
+        raise ValueError("Could not find period dates (DEL ... AL ...)")
+    start = date(int(m.group(1)[6:]), int(m.group(1)[3:5]), int(m.group(1)[:2]))
+    end = date(int(m.group(2)[6:]), int(m.group(2)[3:5]), int(m.group(2)[:2]))
+    return start, end
+
+
+def _extract_summary_value(text: str, label: str) -> list[float]:
+    """Find a summary line by label and return all ¢ amounts on that line."""
+    pattern = re.compile(re.escape(label) + r".*", re.IGNORECASE)
+    for line in text.split("\n"):
+        if pattern.search(line):
+            amounts = _find_amounts(line)
+            if amounts:
+                return amounts
+    return []
+
+
+_SUMMARY_FIELDS = [
+    ("Saldo Anterior", "saldo_anterior"),
+    ("Aportes", "aportes"),
+    ("Rendimientos", "rendimientos"),
+    ("Retiros", "retiros"),
+    ("Traslados", "traslados"),
+    ("Comisión de Administración", "comision"),
+    ("Corrección de Imputaciones", "correccion"),
+    ("Bonificación", "bonificacion"),
+]
+
+
+def _find_final_balance(text: str, after_label: str = "Bonificación") -> list[float]:
+    """Find the standalone balance line after the last summary field.
+
+    After Bonificación (or Corrección for ROP+FCL), there's a line with just
+    the final balance amount(s) and no label.
+    """
+    lines = text.split("\n")
+    found_label = False
+    for line in lines:
+        if after_label in line:
+            found_label = True
+            continue
+        if found_label:
+            amounts = _find_amounts(line)
+            if amounts:
+                return amounts
+    return []
+
+
+def parse_vol(text: str) -> list[FundSnapshot]:
+    period_start, period_end = _parse_period(text)
+
+    # Contract number
+    m = re.search(r"N°\s*Contrato:\s*(\S+)", text)
+    contract = m.group(1) if m else ""
+
+    data: dict[str, float] = {}
+    for label, field in _SUMMARY_FIELDS:
+        amounts = _extract_summary_value(text, label)
+        data[field] = amounts[0] if amounts else 0.0
+
+    finals = _find_final_balance(text, "Bonificación")
+    if not finals:
+        # Fallback: look after Corrección
+        finals = _find_final_balance(text, "Corrección de Imputaciones")
+    saldo_final = finals[0] if finals else 0.0
+
+    return [
+        FundSnapshot(
+            fund="VOL",
+            contract_number=contract,
+            period_start=period_start,
+            period_end=period_end,
+            saldo_final=saldo_final,
+            **data,
+        )
+    ]
+
+
+def parse_rop_fcl(text: str) -> list[FundSnapshot]:
+    period_start, period_end = _parse_period(text)
+
+    # Contract numbers
+    m_rop = re.search(r"N°\s*Contrato\s*ROP:\s*(\S+)", text)
+    m_fcl = re.search(r"N°\s*Contrato\s*FCL:\s*(\S+)", text)
+    contract_rop = m_rop.group(1) if m_rop else ""
+    contract_fcl = m_fcl.group(1) if m_fcl else ""
+
+    rop_data: dict[str, float] = {}
+    fcl_data: dict[str, float] = {}
+
+    for label, field in _SUMMARY_FIELDS:
+        amounts = _extract_summary_value(text, label)
+        if len(amounts) >= 2:
+            rop_data[field] = amounts[0]
+            fcl_data[field] = amounts[1]
+        elif len(amounts) == 1:
+            rop_data[field] = amounts[0]
+            fcl_data[field] = 0.0
+        else:
+            rop_data[field] = 0.0
+            fcl_data[field] = 0.0
+
+    # Final balance line (after Corrección since ROP+FCL has no Bonificación)
+    finals = _find_final_balance(text, "Corrección de Imputaciones")
+    rop_final = finals[0] if len(finals) >= 1 else 0.0
+    fcl_final = finals[1] if len(finals) >= 2 else 0.0
+
+    return [
+        FundSnapshot(
+            fund="ROP",
+            contract_number=contract_rop,
+            period_start=period_start,
+            period_end=period_end,
+            saldo_final=rop_final,
+            **rop_data,
+        ),
+        FundSnapshot(
+            fund="FCL",
+            contract_number=contract_fcl,
+            period_start=period_start,
+            period_end=period_end,
+            saldo_final=fcl_final,
+            **fcl_data,
+        ),
+    ]
+
+
+def parse_pension_pdf(pdf_bytes: bytes, filename: str = "") -> list[FundSnapshot]:
+    """Parse a pension PDF and return fund snapshots.
+
+    Raises ValueError for credit card statements or unrecognized formats.
+    """
+    text = extract_text(pdf_bytes)
+    doc_type = detect_type(text)
+
+    if doc_type == "CREDIT_CARD":
+        raise ValueError(f"'{filename}' is a credit card statement, not a pension extract")
+    if doc_type == "UNKNOWN":
+        raise ValueError(f"'{filename}' is not a recognized BAC pension statement")
+
+    if doc_type == "VOL":
+        return parse_vol(text)
+    else:
+        return parse_rop_fcl(text)

frontend/src/api.ts

@@ -238,3 +238,43 @@ export const getSalarios = (params?: { limit?: number; offset?: number }) =>
   api.get<Transaction[]>('/salarios/', { params });
 export const getSalariosSummary = () =>
   api.get<SalariosSummary>('/salarios/summary');
+
+// --- Pensions ---
+
+export interface PensionSnapshot {
+  id: number;
+  fund: string;
+  contract_number: string;
+  period_start: string;
+  period_end: string;
+  saldo_anterior: number;
+  aportes: number;
+  rendimientos: number;
+  retiros: number;
+  traslados: number;
+  comision: number;
+  correccion: number;
+  bonificacion: number;
+  saldo_final: number;
+  source_filename: string;
+  created_at: string;
+}
+
+export interface PensionUploadResult {
+  imported: number;
+  duplicates: number;
+  errors: string[];
+  snapshots: PensionSnapshot[];
+}
+
+export const uploadPensionPDFs = (files: File[]) => {
+  const form = new FormData();
+  files.forEach((f) => form.append('files', f));
+  return api.post<PensionUploadResult>('/pensions/upload', form);
+};
+
+export const getPensionSnapshots = () =>
+  api.get<PensionSnapshot[]>('/pensions/snapshots');
+
+export const getPensionFundSummary = () =>
+  api.get<PensionSnapshot[]>('/pensions/fund-summary');

frontend/src/pages/Pensions.tsx

@@ -1,4 +1,4 @@
-import { useState, useMemo, useCallback, useRef } from 'react';
+import { useState, useEffect, useMemo, useCallback, useRef } from 'react';
 import {
   LineChart,
   Line,
@@ -18,6 +18,9 @@ import {
   Percent,
   Banknote,
   FileText,
+  Loader2,
+  CheckCircle2,
+  AlertTriangle,
 } from 'lucide-react';
 import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card';
 import { Button } from '@/components/ui/button';
@@ -25,6 +28,12 @@ import { Input } from '@/components/ui/input';
 import { Label } from '@/components/ui/label';
 import { Badge } from '@/components/ui/badge';
 import { Separator } from '@/components/ui/separator';
+import {
+  uploadPensionPDFs,
+  getPensionFundSummary,
+  type PensionSnapshot,
+  type PensionUploadResult,
+} from '@/api';
 
 // ─── Types ────────────────────────────────────────────────────────────────────
 
@@ -65,7 +74,7 @@ const CURRENT_AGE = 30;
 
 const FUND_KEYS: FundKey[] = ['FCL', 'ROP', 'MPAT', 'MEMP', 'VOL'];
 
-const FUNDS: Record<FundKey, FundDef> = {
+const FUNDS_DEFAULT: Record<FundKey, FundDef> = {
   FCL: {
     key: 'FCL',
     name: 'FCL',
@@ -143,24 +152,15 @@ const formatCRC = (amount: number): string =>
     maximumFractionDigits: 0,
   }).format(amount);
 
-function generateChartData(): ChartDataPoint[] {
+function generateChartData(funds: Record<FundKey, FundDef>): ChartDataPoint[] {
-  // Work backwards from current balances (end of Mar 2026) to derive 12 months of history.
-  // history[11] = Mar 26 (current), history[0] = Apr 25.
-  // Funds that went live recently will show 0 for the months before they started.
-  //
-  // Reverse formulas:
-  //   Interest fund:   prev = (curr - contribution) / (1 + monthlyRate)
-  //   Dividend month:  prev_MPAT/MEMP = curr / 1.03 - contribution  (Mar is index 11)
-  //   Dividend other:  prev_MPAT/MEMP = curr - contribution
-
   const history: ChartDataPoint[] = new Array(12);
 
   let bal = {
-    FCL: FUNDS.FCL.startBalance,
+    FCL: funds.FCL.startBalance,
-    ROP: FUNDS.ROP.startBalance,
+    ROP: funds.ROP.startBalance,
-    MPAT: FUNDS.MPAT.startBalance,
+    MPAT: funds.MPAT.startBalance,
-    MEMP: FUNDS.MEMP.startBalance,
+    MEMP: funds.MEMP.startBalance,
-    VOL: FUNDS.VOL.startBalance,
+    VOL: funds.VOL.startBalance,
   };
 
   history[11] = {
@@ -173,7 +173,6 @@ function generateChartData(): ChartDataPoint[] {
   };
 
   for (let i = 10; i >= 0; i--) {
-    // i === 10 reverses the Feb→Mar step, which included the annual dividend for MPAT/MEMP
     const undoDividend = i === 10;
     bal = {
       FCL:  Math.max(0, (bal.FCL  - 150_000) / (1 + 0.075 / 12)),
@@ -223,6 +222,20 @@ function calcProjection(
   );
 }
 
+/** Merge API snapshots into the default fund definitions. */
+function applySnapshots(
+  snapshots: PensionSnapshot[],
+): Record<FundKey, FundDef> {
+  const funds = { ...FUNDS_DEFAULT };
+  for (const snap of snapshots) {
+    const key = snap.fund as FundKey;
+    if (key in funds) {
+      funds[key] = { ...funds[key], startBalance: Math.round(snap.saldo_final) };
+    }
+  }
+  return funds;
+}
+
 // ─── Chart Tooltip ────────────────────────────────────────────────────────────
 
 function ChartTooltipContent({
@@ -257,6 +270,7 @@ function ChartTooltipContent({
 // ─── Main Component ───────────────────────────────────────────────────────────
 
 export default function Pensions() {
+  const [fundSummary, setFundSummary] = useState<PensionSnapshot[]>([]);
   const [visibleFunds, setVisibleFunds] = useState<Set<FundKey>>(new Set(FUND_KEYS));
   const [projections, setProjections] = useState<Record<FundKey, ProjectionState>>({
     FCL: { contribution: 150_000, rate: 7.5, targetAge: 35 },
@@ -267,28 +281,57 @@ export default function Pensions() {
   });
   const [uploadedFiles, setUploadedFiles] = useState<File[]>([]);
   const [isDragging, setIsDragging] = useState(false);
+  const [isUploading, setIsUploading] = useState(false);
+  const [uploadResult, setUploadResult] = useState<PensionUploadResult | null>(null);
   const fileInputRef = useRef<HTMLInputElement>(null);
 
-  const chartData = useMemo(() => generateChartData(), []);
+  const loadFundSummary = useCallback(async () => {
+    try {
+      const { data } = await getPensionFundSummary();
+      setFundSummary(data);
+    } catch {
+      // API not available or no data yet — use defaults
+    }
+  }, []);
+
+  useEffect(() => {
+    loadFundSummary();
+  }, [loadFundSummary]);
+
+  const FUNDS = useMemo(() => applySnapshots(fundSummary), [fundSummary]);
+
+  // Build a map of fund -> latest snapshot for rendimientos display
+  const snapshotByFund = useMemo(() => {
+    const map: Partial<Record<FundKey, PensionSnapshot>> = {};
+    for (const snap of fundSummary) {
+      map[snap.fund as FundKey] = snap;
+    }
+    return map;
+  }, [fundSummary]);
+
+  const chartData = useMemo(() => generateChartData(FUNDS), [FUNDS]);
 
   const roiEarned = useMemo(() => {
     return FUND_KEYS.reduce<Record<FundKey, number>>((acc, key) => {
-      const fund = FUNDS[key];
+      const snap = snapshotByFund[key];
-      if (fund.isDividend) {
+      if (snap) {
-        // Dividend earned in March = balance after dividend − balance before dividend
+        // Use real rendimientos from the API
-        // history[11] = (history[10] + contribution) × 1.03
+        acc[key] = Math.round(snap.rendimientos);
-        // → dividend = history[11] − history[10] − contribution
-        acc[key] = Math.max(0, Math.round(
-          chartData[11][key] - chartData[10][key] - fund.monthlyContribution,
-        ));
       } else {
-        // Approximate interest earned = currentBalance × annualRate × (activeMonths / 12)
+        // Fallback: approximate from hardcoded data
-        const activeMonths = chartData.filter((d) => d[key] > 0).length;
+        const fund = FUNDS[key];
-        acc[key] = Math.round(fund.startBalance * (fund.annualRate / 100) * (activeMonths / 12));
+        if (fund.isDividend) {
+          acc[key] = Math.max(0, Math.round(
+            chartData[11][key] - chartData[10][key] - fund.monthlyContribution,
+          ));
+        } else {
+          const activeMonths = chartData.filter((d) => d[key] > 0).length;
+          acc[key] = Math.round(fund.startBalance * (fund.annualRate / 100) * (activeMonths / 12));
+        }
       }
       return acc;
     }, {} as Record<FundKey, number>);
-  }, [chartData]);
+  }, [FUNDS, chartData, snapshotByFund]);
 
   const toggleFund = (key: FundKey) => {
     setVisibleFunds((prev) => {
@@ -314,8 +357,31 @@ export default function Pensions() {
     if (!files) return;
     const pdfs = Array.from(files).filter((f) => f.type === 'application/pdf');
     setUploadedFiles((prev) => [...prev, ...pdfs]);
+    setUploadResult(null);
   }, []);
 
+  const handleUpload = async () => {
+    if (uploadedFiles.length === 0) return;
+    setIsUploading(true);
+    setUploadResult(null);
+    try {
+      const { data } = await uploadPensionPDFs(uploadedFiles);
+      setUploadResult(data);
+      setUploadedFiles([]);
+      // Refresh fund summary with new data
+      await loadFundSummary();
+    } catch (err) {
+      setUploadResult({
+        imported: 0,
+        duplicates: 0,
+        errors: [err instanceof Error ? err.message : 'Error al subir archivos'],
+        snapshots: [],
+      });
+    } finally {
+      setIsUploading(false);
+    }
+  };
+
   const handleDragOver = (e: React.DragEvent<HTMLDivElement>) => {
     e.preventDefault();
     setIsDragging(true);
@@ -366,6 +432,7 @@ export default function Pensions() {
         <div className="grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-3 xl:grid-cols-5 gap-4">
           {FUND_KEYS.map((key) => {
             const fund = FUNDS[key];
+            const snap = snapshotByFund[key];
             return (
               <Card
                 key={key}
@@ -394,22 +461,50 @@ export default function Pensions() {
                     <p className="text-xl font-bold font-mono mt-0.5 leading-tight">
                       {formatCRC(fund.startBalance)}
                     </p>
+                    {snap && (
+                      <p className="text-xs text-muted-foreground mt-0.5">
+                        al {new Date(snap.period_end).toLocaleDateString('es-CR')}
+                      </p>
+                    )}
                   </div>
 
                   <Separator />
 
-                  <div className="space-y-1.5 text-xs">
+                  {snap ? (
-                    <div className="flex justify-between">
+                    <div className="space-y-1.5 text-xs">
-                      <span className="text-muted-foreground">Aporte mensual</span>
+                      <div className="flex justify-between">
-                      <span className="font-mono font-medium">
+                        <span className="text-muted-foreground">Aportes</span>
-                        {formatCRC(fund.monthlyContribution)}
+                        <span className="font-mono font-medium">
-                      </span>
+                          {formatCRC(snap.aportes)}
+                        </span>
+                      </div>
+                      <div className="flex justify-between">
+                        <span className="text-muted-foreground">Rendimientos</span>
+                        <span className="font-mono font-medium text-emerald-500">
+                          {formatCRC(snap.rendimientos)}
+                        </span>
+                      </div>
+                      <div className="flex justify-between">
+                        <span className="text-muted-foreground">Comisión</span>
+                        <span className="font-mono font-medium text-destructive">
+                          {formatCRC(snap.comision)}
+                        </span>
+                      </div>
                     </div>
-                    <div className="flex justify-between">
+                  ) : (
-                      <span className="text-muted-foreground">Tasa anual</span>
+                    <div className="space-y-1.5 text-xs">
-                      <span className="font-mono font-medium">{fund.annualRate}%</span>
+                      <div className="flex justify-between">
+                        <span className="text-muted-foreground">Aporte mensual</span>
+                        <span className="font-mono font-medium">
+                          {formatCRC(fund.monthlyContribution)}
+                        </span>
+                      </div>
+                      <div className="flex justify-between">
+                        <span className="text-muted-foreground">Tasa anual</span>
+                        <span className="font-mono font-medium">{fund.annualRate}%</span>
+                      </div>
                     </div>
-                  </div>
+                  )}
 
                   <div className="flex items-start gap-1.5 text-xs text-muted-foreground bg-muted/50 rounded-md p-2">
                     <Calendar className="w-3 h-3 flex-shrink-0 mt-0.5" />
@@ -501,11 +596,12 @@ export default function Pensions() {
       <section className="space-y-3">
         <h2 className="text-base font-semibold font-heading flex items-center gap-2 text-muted-foreground uppercase tracking-wider">
           <Percent className="w-4 h-4" />
-          Rendimiento — Últimos 12 meses
+          Rendimiento — Último Periodo
         </h2>
         <div className="grid grid-cols-2 sm:grid-cols-3 lg:grid-cols-5 gap-3">
           {FUND_KEYS.map((key) => {
             const fund = FUNDS[key];
+            const snap = snapshotByFund[key];
             const earned = roiEarned[key];
             return (
               <Card key={key}>
@@ -517,9 +613,17 @@ export default function Pensions() {
                     />
                     <span className="font-bold text-sm">{fund.name}</span>
                   </div>
-                  <p className="text-xs text-muted-foreground mb-1">
+                  {snap ? (
-                    {fund.isDividend ? `Dividendos ${fund.annualRate}%` : `${fund.annualRate}% anual`}
+                    <p className="text-xs text-muted-foreground mb-1">
-                  </p>
+                      {new Date(snap.period_start).toLocaleDateString('es-CR', { month: 'short', year: '2-digit' })}
+                      {' — '}
+                      {new Date(snap.period_end).toLocaleDateString('es-CR', { month: 'short', year: '2-digit' })}
+                    </p>
+                  ) : (
+                    <p className="text-xs text-muted-foreground mb-1">
+                      {fund.isDividend ? `Dividendos ${fund.annualRate}%` : `${fund.annualRate}% anual`}
+                    </p>
+                  )}
                   <p className="text-lg font-bold font-mono" style={{ color: fund.color }}>
                     +{formatCRC(earned)}
                   </p>
@@ -698,16 +802,64 @@ export default function Pensions() {
               </div>
             )}
 
-            {/* Submit with "Próximamente" tooltip */}
+            {/* Submit */}
-            <div className="relative group w-full">
+            <Button
-              <Button disabled className="w-full cursor-not-allowed" aria-label="Subir PDFs">
+              onClick={handleUpload}
+              disabled={uploadedFiles.length === 0 || isUploading}
+              className="w-full"
+            >
+              {isUploading ? (
+                <Loader2 className="w-4 h-4 mr-2 animate-spin" />
+              ) : (
                 <Upload className="w-4 h-4 mr-2" />
-                Subir PDFs
+              )}
-              </Button>
+              {isUploading ? 'Procesando...' : 'Subir PDFs'}
-              <span className="absolute -top-9 left-1/2 -translate-x-1/2 px-2.5 py-1.5 text-xs rounded-md bg-popover border border-border text-popover-foreground shadow-sm opacity-0 group-hover:opacity-100 transition-opacity pointer-events-none whitespace-nowrap z-10 font-medium">
+            </Button>
-                Próximamente
+
-              </span>
+            {/* Upload result */}
-            </div>
+            {uploadResult && (
+              <div className={[
+                'rounded-lg border p-4 space-y-2',
+                uploadResult.errors.length > 0 && uploadResult.imported === 0
+                  ? 'border-destructive/50 bg-destructive/5'
+                  : 'border-emerald-500/50 bg-emerald-500/5',
+              ].join(' ')}>
+                <div className="flex items-center gap-2">
+                  {uploadResult.imported > 0 ? (
+                    <CheckCircle2 className="w-4 h-4 text-emerald-500" />
+                  ) : (
+                    <AlertTriangle className="w-4 h-4 text-amber-500" />
+                  )}
+                  <span className="text-sm font-medium">
+                    {uploadResult.imported > 0
+                      ? `${uploadResult.imported} ${uploadResult.imported === 1 ? 'extracto importado' : 'extractos importados'}`
+                      : 'Ningún extracto nuevo importado'}
+                  </span>
+                </div>
+                {uploadResult.duplicates > 0 && (
+                  <p className="text-xs text-muted-foreground">
+                    {uploadResult.duplicates} {uploadResult.duplicates === 1 ? 'duplicado omitido' : 'duplicados omitidos'}
+                  </p>
+                )}
+                {uploadResult.errors.map((err, i) => (
+                  <p key={i} className="text-xs text-destructive">{err}</p>
+                ))}
+                {uploadResult.snapshots.length > 0 && (
+                  <div className="space-y-1 pt-1">
+                    {uploadResult.snapshots.map((snap) => (
+                      <div key={snap.id} className="flex items-center justify-between text-xs">
+                        <span className="text-muted-foreground">
+                          {snap.fund} · {new Date(snap.period_start).toLocaleDateString('es-CR', { month: 'short', year: '2-digit' })}
+                          {' — '}
+                          {new Date(snap.period_end).toLocaleDateString('es-CR', { month: 'short', year: '2-digit' })}
+                        </span>
+                        <span className="font-mono font-medium">{formatCRC(snap.saldo_final)}</span>
+                      </div>
+                    ))}
+                  </div>
+                )}
+              </div>
+            )}
           </CardContent>
         </Card>
       </section>