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Transaction create/update/delete now confirm success or failure with a toast (UX-01); save failures always show a user-visible message instead of console-only (FE-06, with a typed error guard replacing the any cast). Clearing a balance override — which recalculates every following month — now requires confirmation like the other destructive actions (UX-15). Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>