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Ahorro was already deducted from gross salary so displaying it in budget projections was misleading. This removes the Ahorro card, summary line, Proyecciones column, and Ahorro Anual card from the UI, and strips all savings fields from budget API responses. Adds SALARY TransactionType so salary deposits can be distinguished from generic DEPOSITO transfers. When a SALARY transaction arrives, the system auto-increments MEMP and MPAT savings account balances (+200K CRC each) once per month via an idempotent accrual log. New CRUD endpoints at /api/v1/savings-accrual/ allow manual correction of the accrual history. Feb+Mar 2026 are seeded as historical baseline. Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>